KOZLOV

Retail Financing

Retail financing is a form of lending and borrowing that allows customers to spread the cost of their purchase, either by payment instalments or credit facilities. Retail businesses facilitate point-of-sale consumer credit or stage payment options to their customers who wish to make a purchase. Retail financing gives customers options besides paying for the full cost of the product or service up front, putting it on their own credit cards, or lining up outside financing themselves. - Humm Canada

Benefits of offering Financing Option

EXAMPLE: Home Renovation for CASH

Imagine working with a customer on their renovations project. After being assured the budget allows all the discussed materials and labour costs you are suddenly rejected only to find out that your customer went with a higher offered price only because they were offered "Order Now-Pay Later" Option.

HINT: Just because you never been asked about Financing, doesn't mean your customers are not interested in it!

Does this sound familiar?

  • I will pay cash to save the tax.
  • We can do this project now only if you are able to do it at the lower price.
  • You are often asked to complete extra tasks at no charge.
  • You are stuck to the quoted price even if there are unexpected labour requirements.
  • Travel time, gas expense, shopping time is included in the quoted price.
  • You always have to wait for the final payment.
  • And much more...

PROFIT for the Contractor

  • Lost Revenue - based on limited budget to get the project
  • Lost Revenue - based on giving up other higher paying projects
  • Lost Revenue - based on agreeing a project for less, so expect to do more for nothing
  • Lost Revenue - you complete for what you agreed to. dont expect to get paid for not completing the job
  • Lost Revenue - you cannot write off any business expenses for jobs without invoice
  • Lost Revenue - time and energy wasted to get final payment
  • And much more...

EXPENSE for the Homeowner

  • Savings - based on limited budget to get the project
  • Savings - based on capturing a contractor now
  • Savings - based on conclusion of contractor agreeing to terms assuming he needs cash righ away
  • Savings - based on conclusion of contractor to agreeing to the terms and cash
  • Savings - based on the quotation of the job and contractor not thinking of operating expenses
  • Savings - based on the contractor need for lower pay cash job he will wait for a few days...
  • And much more...

EXAMPLE: Home Renovation FINANCED

Imagine working with a customer on their renovations project. Initially offering FINANCING Option to your client will give you ability of properly quoting your jobs not being ankered down to cash job requiriments. At the same time offering clients options of purchasing wider array of materials that they can pay for over time.

HINT: Any renovation is an expense. Proper renovations at the proper expense are properly done!

Does this sound better?

  • Please send us a contract.
  • When are you able to start?
  • Please let us know the cost of the additional work!
  • Your customers know there may be additional work required that will cost money.
  • Travel time, gas expense, shopping time is WORK and it will cost extra based on the number of trips.
  • You are paid on time by the company offering financing.
  • And much more...

PROFIT for the Contractor

  • Lost Revenue - based on limited budget to get the project
  • Lost Revenue - based on giving up other higher paying projects
  • Lost Revenue - based on agreeing a project for less, so expect to do more for nothing
  • Lost Revenue - you complete for what you agreed to. dont expect to get paid for not completing the job
  • Lost Revenue - you cannot write off any business expenses for jobs without invoice
  • Lost Revenue - time and energy wasted to get final payment
  • And much more...

EXPENSE for the Homeowner

  • Savings - based on limited budget to get the project
  • Savings - based on capturing a contractor now
  • Savings - based on conclusion of contractor agreeing to terms assuming he needs cash righ away
  • Savings - based on conclusion of contractor to agreeing to the terms and cash
  • Savings - based on the quotation of the job and contractor not thinking of operating expenses
  • Savings - based on the contractor need for lower pay cash job he will wait for a few days...
  • And much more...
I Want To Offer Financing

About Us

KOZLOV Group of Companies strives to deliver the best connections betweet our customers and our investors. Our service promice includes:

  • Evaluation of projects in short periods of time
  • Delivery of project estimations and timelines to the Customer
  • Delivering Project specific details to our Investors

KOZLOV Group of Companies consists of intependant contractors, investors and real estate brokers who strive to build long lasting relationships with customers. Our goals are to find, finance, renovate or simply guide our customers in the right direction based on their requirements.

Learn More

We follow a simple process for any project

Our team of contrators, finance professionals, broker, investors and real estate professionals will assess your project and provide you with the positive and negative feedback.

  • 01 Evaluate

    We will evaluate your project based on the selling price and the state of the property. We will create an estimated cost of renovations required for your property to be a proffitable investment.

  • Based on the Evaluation of your investment property our financial professionals and our investors will have financing options for purchase and/or renovation of your project.

  • Our construction professionals will perform required tasks and renovations to deliver you a finished product based on your requirements and suggestions from the Evaluation process.

 

Based on the market research these upgrades have highest renovation cost recovery

Windows and Doors 100%
Finished Basement 90%
Full Bathroom Remodel 75%
Kitchen Remodel 80%
Roof Replacement 100%

Services

We provide an array of services every home owner requires. Below are the most demanded services and contact information to have in your contact list.

HandyButler.ca

343-350-9800
 

We provide everyday handyman services all year round including evenings and weekends.

KitchenPro

343-350-9780
 

Your kitchen is an expression of who you are, and its design should match your lifestyle. Whether you have traditional tastes or desire a modern feel, we can design your dream kitchen to suit any purpose.

Kozlov.Construction

613-743-RENO (7366)
 

When it comes to construction we are a one stop shop for all your renovation needs. From new builds to home flips we are here to assist you with design and renovation stage.

Kozlov.Financial

1-866-2-KOZLOV (569568)
 

Kozlov.Financial offers access to traditional & alternative lending options plus access to dealer programs, insurance programs and leading edge financial technology options.

Lets connect

Our agents are always available to assist with any services we offer. Click-to-call to be connected to our live agents to discuss our solutions for your needs.

1-866-2-KOZLOV

Portfolio

Please browse our project categories and project for a better understanding our or posssibilities in terms of renovations.

  • All
  • Home Flips
  • Kitchens
  • Bathrooms
  • Basements
  • Windows & Doors
  • Siding

Full Interior & Partial Exterior Renovation

This flip project required full interior and partial exterior renovations.

Wine Sellar

We were hired to build this beautiful basement wine sellar in the heart of Manotick, Ontario.

Bathroom

Full bathroom remodel.

Bungalo Split into 2 SDUs

We split this bungalo to create 2 beautiful apartments.

Windows, Soffit & Fascia

Replacement of Windows, Soffit and Facsia.

Sauna

Custom built basement sauna.

Shower

Custom built shower using Schluter products for the base, curb, niche and waterproofing.

Aluminum Siding

We were hired to supply and install vertical aluminum siding.

Kitchen Backsplash

Installation of the backsplash kitchen tile.

Frequently Asked Questions

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Contact

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Location:

Ottawa, ON

Call:

Toll Free: 1-866-2-KOZLOV (569568)
Office: 343-350-9790
Mobile: 613-883-8833

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